Privacy Notice
Robert Keary t/a Keary Financial is committed to respecting and protecting your privacy and would like you to feel safe when you give us your personal details. We will always clearly identify ourselves in correspondence and on our website. Our principal business is to provide advice and arrange transactions on behalf of clients in relation to life & pensions products. To provide you with relevant information, respond to your requests we sometimes request that you provide us with information about yourself. This Privacy Notice will inform you of the information we gather and how it is used. Keary Financial maintains the same privacy practices with respect to data that is collected off-line and on-line and this notice also covers both those methods of data collection and use. Keary Financial complies with EU General Data Protection Directive (GDPR) for the collection, use, and retention of all personal data.
Use of the information we gather:
When we collect information about you, we intend to tell you why we are asking for the information and what we intend to do with it. Data will not be held for longer than is necessary, general client details will be held while you are a customer
Fact Find: As a Financial Broker I advise on financial planning matters and work on your behalf, giving you a choice of products and providers from across the market. In order to give appropriate advice I need to ask you personal information such as age, health, employment /salary, marital / family status, existing policies / savings, future plans. This information will be documented as a fact find.
Quotations & Advice: I will use your data to generate quotations, financial review & policy recommendations. We use third party quotation systems. We will destroy your data after 6 months, if you do not become a customer ( unless you request otherwise ).
Underwriting & Policy Application: Your data will be used to underwrite, set up and administer your policies. Your data will be shared with life assurance companies. We or the life assurance company may send you updates on your policy. Data will be retained for as long as your policy is in place plus 6 years.
Regulatory Obligations: Your data will be used to comply with legal and regulatory obligations.
Anti Money Laundering Regulations ( AML ): I need to retain documentary proof of your name and address to comply with AML regulations.
Ongoing Contact: I may have to contact you to review your policies, update you on investment, regulatory or policy changes or changes that could affect your financial plans. I may need to inform you of new products or changes in regulations that may affect you. You will have to notify me in writing if you do not want me to contact you.
Your Data Rights
Access: You have the right to find out what personal information we hold about you.
Rectification: You can ask us to correct any incomplete or incorrect data.
Erasure: You can ask us to delete your personal data if possible, in compliance with our other regulatory obligations.
Direct Marketing: You can object to direct marketing but you must receive information that we or a third party are obliged to send you.
Data Portability: In some circumstances you can ask us to send you or a nominee an electronic copy of your details.
Data Security: Keary Financial intent is to strictly protect the security of your personal information; honour your choice for its intended use; and carefully protect your data from loss, misuse, unauthorised access or disclosure, alteration or destruction.
Website: You may visit our website without identifying yourself or revealing any personal information. Keary Financial may collect domain information from your visit to customise and improve your experience on our website.
Our website may collect certain information from your visit, including the date and time of your access, the pages you have accessed, the name of the Internet Service Provider and the Internet Protocol (IP) address by which you are accessing the Internet, and the Internet address from which you linked to our site, if applicable. We use this information to better understand how our website is being used so that we can improve its performance. Contacting Us: If you have any questions or comments about our privacy notice or practices, please contact us at email: robert@kearyfinancial.com. Keary Financial may modify or update this privacy notice from time to time at any time without prior notice.